The NHS Low Income Scheme (HC1, HC2 and HC3)

Who can apply

You can apply if your savings, investments or property (not counting the home you live in) are below:

• £16,000, or
• £23,250 if you live permanently in a care home

You can apply whether you work or not. The scheme compares your income with your needs, such as rent or mortgage and council tax.

What you could get

• an HC2 certificate gives full help: free prescriptions, dental treatment, sight tests, a glasses voucher, travel costs to hospital, and wigs and fabric supports
• an HC3 certificate gives some help, and shows the most you need to pay

Certificates last for a set time, usually between 6 months and 5 years depending on your situation. Apply again before it runs out.

How to apply

• online, on the NHS Business Services Authority website, which is usually quickest
• on form HC1, from a Jobcentre, NHS hospital, or by calling 0300 330 1343

Ask for a refund if you paid for treatment while waiting. You can usually claim back charges paid in the 3 months before you applied.